Support 'Buy Now Pay Later' (BNPL) payment options for Direct bookings

Problem statement:

• Currently, Direct bookings only support standard credit/debit cards and digital wallets. Guests who prefer financing options like Klarna or Affirm cannot use them, which may lead to abandoned bookings for higher-priced stays.

Current workaround:

• Guests must pay the full amount upfront or the host must arrange payment manually outside of Hospitable.

Impact:

• Increased friction during checkout and potential loss of bookings from guests who rely on BNPL services.

Proposed solution:

• Integrate BNPL payment options (e.g., Klarna, Affirm) into the Direct booking checkout flow via Stripe.

Unlock:

• A more flexible checkout experience that allows guests to spread payments, potentially increasing conversion rates for Direct bookings.